JPM
cachedJPMorgan Chase & Co.
Financial Services · Banks - Diversified
✕Avoid0 of 5 standards pass
JPMorgan Chase & Co. (JPM) does not pass Islamic screening due to prohibited activities (Conventional Banking / Interest Finance). It failed 5 of 6 frameworks and should be avoided under most Islamic finance standards.
Prohibited activities:Conventional Banking / Interest Finance
Screened 5/24/2026Source: Yahoo FinanceEducational use only — not financial advice
Business Activity Screen
Primary businessFinancial Services — Banks - Diversified
Activity verdictFAIL
Est. impure revenue0.0%(low confidence)
Prohibited activity detected: Conventional Banking / Interest Finance. Based on sector 'Financial Services', industry 'Banks - Diversified', and description scan.
- ·Islamic banks and fully Shariah-compliant financial institutions are exempt.
Standards Comparison
AAOIFI
✕ FAIL30% debt / market cap · 30% cash / market cap · 5% impure revenue
✕ Fail
Business Activity
Conventional Banking / Interest Finance · limit: No prohibited sectors
Prohibited activity detected: Conventional Banking / Interest Finance. Based on sector 'Financial Services', industry 'Banks - Diversified', and description scan.
✓ Pass
Impure Revenue
0.0% (low confidence) · limit: < 5%
Interest income not reported — verify non-permissible revenue in annual report.
✕ Fail
Debt Ratio
160.9% · limit: < 30.0% of market cap
Exceeds the < 30.0% of market cap limit
✕ Fail
Cash & Interest-Bearing Assets
192.7% · limit: < 30.0% of market cap
Exceeds the < 30.0% of market cap limit
AAOIFI Standard
✕ FAILAAOIFI-based · 30/30/5 · older AAOIFI liquidity filter considered removed
✕ Fail
Business Activity
Conventional Banking / Interest Finance · limit: No prohibited sectors
Prohibited activity detected: Conventional Banking / Interest Finance. Based on sector 'Financial Services', industry 'Banks - Diversified', and description scan.
✓ Pass
Impure Revenue
0.0% (low confidence) · limit: < 5%
Interest income not reported — verify non-permissible revenue in annual report.
✕ Fail
Debt Ratio
160.9% · limit: < 30.0% of market cap
Exceeds the < 30.0% of market cap limit
✕ Fail
Cash & Interest-Bearing Assets
192.7% · limit: < 30.0% of market cap
Exceeds the < 30.0% of market cap limit
S&P Shariah (Market-Cap Variant)
✕ FAIL33% debt · 33% cash · 49% receivables (vs market cap, 36-mo avg approx.) · 5% impure revenue
✕ Fail
Business Activity
Conventional Banking / Interest Finance · limit: No prohibited sectors
Prohibited activity detected: Conventional Banking / Interest Finance. Based on sector 'Financial Services', industry 'Banks - Diversified', and description scan.
✓ Pass
Impure Revenue
0.0% (low confidence) · limit: < 5%
Interest income not reported — verify non-permissible revenue in annual report.
✕ Fail
Debt Ratio
160.9% · limit: < 33.0% of market cap
Exceeds the < 33.0% of market cap limit
✕ Fail
Cash & Interest-Bearing Assets
192.7% · limit: < 33.0% of market cap
Exceeds the < 33.0% of market cap limit
✓ Pass
Receivables Ratio
13.6% · limit: < 49.0% of market cap
Within the < 49.0% of market cap limit
FTSE Yasaar
✕ FAIL33.3% debt / assets · 33.3% cash / assets · rec+cash < 50% assets · quarterly review
✕ Fail
Business Activity
Conventional Banking / Interest Finance · limit: No prohibited sectors
Prohibited activity detected: Conventional Banking / Interest Finance. Based on sector 'Financial Services', industry 'Banks - Diversified', and description scan.
✓ Pass
Impure Revenue
0.0% (low confidence) · limit: < 5%
Interest income not reported — verify non-permissible revenue in annual report.
N/A
Debt Ratio
No data · limit: < 33.3% of total assets
Not reported by Yahoo Finance
N/A
Cash & Interest-Bearing Assets
No data · limit: < 33.3% of total assets
Not reported by Yahoo Finance
N/A
Receivables + Cash Ratio
No data · limit: < 50.0% of total assets
Not reported by Yahoo Finance
S&P Shariah
✕ FAILAsset-based tests same as FTSE · extra exclusions incl. Aerospace & Defense · monthly reconstitution
✕ Fail
Business Activity
Conventional Banking / Interest Finance · limit: No prohibited sectors
Prohibited activity detected: Conventional Banking / Interest Finance. Based on sector 'Financial Services', industry 'Banks - Diversified', and description scan.
✓ Pass
Impure Revenue
0.0% (low confidence) · limit: < 5%
Interest income not reported — verify non-permissible revenue in annual report.
N/A
Debt Ratio
No data · limit: < 33.3% of total assets
Not reported by Yahoo Finance
N/A
Cash & Interest-Bearing Assets
No data · limit: < 33.3% of total assets
Not reported by Yahoo Finance
N/A
Receivables + Cash Ratio
No data · limit: < 50.0% of total assets
Not reported by Yahoo Finance
Financial Ratios
Used in screening calculations. Source: Yahoo Finance
vs Market Cap
Total Debt / Market Cap
160.9%/ < 30% (AAOIFI)
Cash & Interest Assets / Market Cap
192.7%/ < 30% (AAOIFI)
Receivables / Market Cap
13.6%/ < 49% (S&P Mkt-Cap)
vs Total Assets
Total Debt / Total Assets
—/ < 33.3% (FTSE/S&P)
Cash & Interest Assets / Total Assets
—/ < 33.3% (FTSE/S&P)
Receivables + Cash / Total Assets
—/ < 50% (FTSE/S&P)
Revenue Screen
Interest Income / Total Revenue
0.0%/ < 5% (all standards)
Raw Data
Market Cap$820.9B
Total Debt$1.3T
Total Cash$1.6T
Total Assets—
Total Revenue$173.6B
Interest Income—
Receivables$111.6B
This screening result is for educational purposes only and does not constitute financial or religious advice. Screening criteria are approximations based on publicly available financial data from Yahoo Finance. Consult a qualified Islamic finance scholar and financial advisor before making investment decisions.